XRP Price Prediction: Will XRP Hit $3 Amid Bullish Catalysts?

#XRP

• Technical Resilience: XRP holds above 20-day MA, with Bollinger Bands suggesting potential volatility.
• Institutional Demand: Partnerships (BlackRock, Guggenheim) and $100M institutional strategy signal long-term confidence.
• Regulatory Tailwinds: SEC case progress and ETF speculation could reduce downside risks.

XRP Price Prediction

XRP Technical Analysis: Key Indicators to Watch

According to BTCC financial analyst Emma, XRP is currently trading at 2.23970000 USDT, slightly above its 20-day moving average (MA) of 2.2394, indicating a neutral to slightly bullish trend. The MACD (12,26,9) shows a negative value of -0.0227, suggesting some bearish momentum in the short term. However, the Bollinger Bands reveal that the price is hovering NEAR the middle band (2.2394), with upper and lower bands at 2.3785 and 2.1003, respectively. This suggests a potential range-bound movement unless a breakout occurs.

XRP Market Sentiment: Bullish Catalysts in Focus

BTCC financial analyst Emma highlights that XRP''s price dip amid increased trading volume reflects trader repositioning rather than a loss of confidence. Key bullish catalysts include the XRP Ledger''s integration of BlackRock-backed tokenized treasuries, strategic shifts announced at Apex 2025, and Ripple CEO''s ambitious target of capturing 14% of SWIFT''s liquidity market by 2030. Additionally, Guggenheim''s partnership and institutional interest, such as Nasdaq’s VivoPower & Flare''s $100M XRP strategy, are fueling optimism. Regulatory wins and ETF hopes further bolster sentiment.

Factors Influencing XRP’s Price

XRP Price Dips Amid Increased Trading Volume as Traders Reposition

Ripple''s XRP fell 2.02% to $2.24 on Thursday, retreating from $2.29 despite a 21.19% surge in daily trading volume to $3.13 billion. The divergence suggests active profit-taking or portfolio rebalancing ahead of the next market move.

The token remains 2.13% higher over the past week, maintaining a $131.95 billion market capitalization. Meanwhile, SPX6900, Kaia and AB led gainers while Curve DAO Token, Jupiter and Raydium underperformed.

Market participants continue assessing how exchange listings and security incidents impact digital assets. New trading pairs typically boost liquidity and adoption, while hacks involving exchange hot wallets or DeFi bridges often trigger short-term volatility.

XRP Ledger Integrates BlackRock-Backed Tokenized Treasuries via Ripple Partnership

The XRP Ledger (XRPL) has transitioned into production-grade decentralized finance with the launch of ONDO Finance''s tokenized US Treasury fund. Ondo Short-Term US Government Treasuries (OUSG), backed by BlackRock-custodied assets, now operates on XRPL—marking the first major real-world asset deployment on a non-EVM blockchain.

Qualified investors can mint or redeem OUSG tokens 24/7 using Ripple''s RLUSD stablecoin, bypassing traditional settlement windows. With $670M in assets, OUSG joins BlackRock''s BUIDL and Franklin Templeton''s FOBXX at the forefront of the tokenized Treasury market.

The integration leverages XRPL''s native decentralized exchange and three-second finality for instant settlements. Ripple and Ondo provide dual liquidity pools for RLUSD-USD conversions and on-chain OUSG trading, eliminating spread slippage for institutional participants.

XRP Ledger Foundation Unveils Strategic Shift at Apex 2025

The XRP Ledger Foundation has announced a pivotal shift in its governance and infrastructure strategy during the Apex 2025 event. The new phase emphasizes decentralization, accountability, and community support, marking a significant evolution from its original 2020 mandate.

David Bchiri of XRPL Commons and newly appointed board members outlined a clear roadmap to strengthen the ledger''s growth. The Foundation''s renewed mission includes enhancing operational transparency and protocol development, reflecting the ecosystem''s maturation.

This strategic realignment follows Ripple''s resolution of its longstanding legal battle with the SEC, which concluded with a $125 million fine and the agency''s decision not to appeal in 2025. The original Foundation, backed by $6.5 million from native projects, now pivots toward long-term infrastructure goals and decentralized governance.

Ripple CEO Targets 14% of SWIFT Liquidity Market for XRP Ledger by 2030

Ripple CEO Brad Garlinghouse projected the XRP Ledger could capture 14% of SWIFT''s liquidity market by 2030 during his keynote at XRP Ledger Apex 2025 in Singapore. The ambitious claim hinges on displacing traditional correspondent banking liquidity with XRP-powered solutions.

RippleNet, the company''s payment network, already serves hundreds of financial institutions. However, XRP usage via On-Demand Liquidity remains concentrated among select partners like MoneyGram and Santander. "SWIFT''s liquidity is bank-owned today," Garlinghouse noted. "If we can migrate that liquidity to XRP, the network effect becomes unstoppable."

CTO David Schwartz highlighted XRPL''s auditability advantages during the same event. The ledger''s Immutable transaction history solves reconciliation challenges plaguing legacy systems. Settlement times of 3-5 seconds and sub-penny transaction costs give the blockchain technical superiority over SWIFT''s multi-day settlements.

Guggenheim''s Ripple Partnership Ignites $100 XRP Price Speculation

Wall Street giant Guggenheim has executed a strategic move by bringing Treasury-backed assets onto the XRP Ledger, marking a pivotal moment for institutional crypto adoption. While XRP''s price saw only a modest 2.3% bump post-announcement, the partnership lays groundwork for capital markets to leverage XRPL''s infrastructure at scale.

The Digital Commercial Paper program administered by Guggenheim has processed $280 million in tokenized fixed-income assets—a modest start with explosive potential. This development coincides with booming growth in tokenized real-world assets (RWAs), where US Treasury tokenizations alone now exceed $7 billion in value.

Analysts project the RWA sector could reach between $4 trillion and $30 trillion by 2030. Ripple''s positioning in this vertical through high-profile partnerships suggests long-term price appreciation potential, with technical indicators currently hinting at upside momentum.

XRP Holds Steady Near $2.28 Amid Regulatory Wins and XRPL Developments

XRP traded within a tight range of $2.27 to $2.32 over the past 24 hours, demonstrating resilience despite broader market volatility. Strong buying interest emerged at key support levels, stabilizing the asset as global trade tensions and divergent central bank policies weighed on sentiment.

Ripple''s regulatory progress in Dubai and advancements in its stablecoin initiatives, including RLUSD, provided fundamental support. Meanwhile, institutional adoption of the XRP Ledger gained momentum with the launch of Ondo Finance''s OUSG and Digital Commercial Paper (DCP), both backed by U.S. Treasuries and managed through Guggenheim Treasury Services.

Price action remained contained within a 2.37% range, with solid support forming between $2.273-$2.280. Resistance held firm at $2.315, where multiple rejections occurred on above-average volume.

XRP News: Guggenheim and Ondo Deal, ETF Hopes, SEC Case Update

Ripple Labs, the company behind XRP, is positioning for a pivotal year. A strategic partnership with Guggenheim and Ondo signals institutional confidence, while growing chatter about a potential XRP ETF reflects broader market optimism.

Legal clarity may finally emerge as the SEC case nears resolution. The outcome could remove a long-standing overhang on XRP''s valuation.

Market participants are watching for two key catalysts: regulatory resolution and product adoption. Together, these developments could propel XRP into a new phase of mainstream acceptance.

Nasdaq’s VivoPower & Flare Launch $100M XRP Institutional Strategy

VivoPower International, a Nasdaq-listed company, has committed $100 million worth of XRP tokens through Flare Network''s blockchain infrastructure. This institutional crypto yield initiative coincides with heightened anticipation for an XRP ETF, with analysts projecting an 85% approval likelihood by 2025. The move signals a broader corporate shift toward crypto-based treasury management strategies.

Flare''s FAssets system enables XRP to interact with DeFi protocols, marking the first large-scale institutional deployment of this technology. VivoPower will also adopt Ripple''s RLUSD stablecoin as part of its digital treasury transformation, supported by $121 million in private funding led by Saudi royalty.

Tokenized Treasuries Surpass $7B as Ondo’s OUSG Goes Live on XRP Ledger

Ondo Finance''s short-term treasury product, OUSG, has launched on the XRP Ledger (XRPL), providing 24/7 institutional access to tokenized U.S. Treasuries. The integration allows Qualified Purchasers to mint and redeem OUSG using Ripple’s RLUSD stablecoin, backed by BlackRock’s BUIDL fund. This marks a significant milestone in the adoption of blockchain for traditional financial assets.

The tokenized treasury market has now exceeded $7 billion in total value locked (TVL), with major players like Ondo, BlackRock, and Franklin Templeton leading the charge. OUSG alone boasts over $670 million in TVL, underscoring growing institutional demand for on-chain exposure to real-world assets (RWAs).

A recent Ripple and Boston Consulting Group report projects the tokenized asset market could reach $19 trillion by 2033. The XRP Ledger’s role as a settlement LAYER for these instruments highlights its evolving utility beyond payments.

Will XRP Price Hit 3?

BTCC financial analyst Emma suggests that while XRP faces short-term bearish pressure (MACD at -0.0227), the confluence of bullish news and technical support near the 20-day MA (2.2394) could propel it toward $3. Key factors include:

A breakout above the Bollinger upper band (2.3785) may confirm upward momentum.